Every now and then, I like to throw things on here that might be beneficial to the readers. My latest cool tip comes from ING DIRECT bank. Right now they are offering an interest rate on their savings account of 4.30% For those of you who don’t know any better, that’s outstanding for a standard savings account (in fact, 9 times the national average). With most banks, you’re lucky if you get a quarter of a percent. What’s nice, too, is that you don’t have to have a kajillion dollars to open an account – you can open one up for just $1.

But — there’s even better news — they are offering a promotion right now. If you open a savings account with at least $250, they’ll deposit $25 into your account. That’s pretty sweet if you ask me. To open an account, go to http://www.ingdirect.com/ and enter the following reference code: CK923/hkdchvbga (you have to use this code to get the $25). The deadline for the promotion is January 31, 2008.

***By the way, I took advantage of this promotion already and can vouch for the $25 gift — they really do give it to you, no strings attached.